How It Works

A clear path from concentrated stock to usable capital.

A stock loan lets you borrow against publicly traded securities you already own. You pledge the shares as collateral, receive proceeds, and keep ownership — including voting rights and upside — for the life of the loan.

The fundamentals

What a non-recourse stock loan is.

Instead of real estate, your marketable securities serve as the collateral. Qualification rests on the quality and liquidity of the holding — not your income, credit history, or tax returns.

Because the loan is non-recourse, the pledged stock is the lender's only recourse. If the loan is not repaid, the lender's claim is limited to the collateral — your other personal and business assets are not exposed.

Borrow against liquid, exchange-listed securities you already own.
Keep ownership, voting rights, dividends, and long-term upside.
No sale of shares — and therefore no capital-gain event from borrowing.
Non-recourse and non-title-transfer structure.
No personal credit, income, or guarantee required.
No upfront fees.

Step by step

What to expect, start to finish.

Confidential consultation

We start with a private conversation about your objectives, timeline, and the position you're considering. There's no cost and no obligation to proceed.

Evaluation & indicative terms

We review the security's liquidity, exchange listing, and trading profile, then return preliminary terms — loan-to-value, rate, and structure. Indicative terms are often available within 24 hours of submission.

Structure & documentation

Once terms are agreed, we finalize a non-recourse, non-title-transfer structure tailored to your circumstances. Everything is documented clearly before anything moves.

Funding

The collateral is pledged and proceeds are disbursed — typically within 3–14 days depending on the loan type. You retain ownership, voting rights, and participation in the stock's performance.

Term & release

You make interest payments over the agreed term. When the loan is repaid, the pledge is released and unrestricted control of the securities returns to you.

Eligibility

What qualifies.

If you hold a liquid, publicly traded security on a major exchange, there's a strong chance it can be financed.

The holding

Liquid securities listed on major exchanges worldwide. Loan-to-value reflects the quality, liquidity, and trading volume of the position.

The holder

Qualified shareholders, founders, executives, family offices, investors, and their advisors — domestic and international.

The reach

Solutions across 195 countries and more than 80 exchanges, structured with discretion.

The use

Proceeds can fund real estate, business expansion, diversification, or other objectives — the decision stays yours.