The questions shareholders ask first.

A stock loan lets you borrow against publicly traded securities you already own. You pledge the shares as collateral and receive proceeds, while keeping ownership of the position for the life of the loan. Qualification is based on the quality and liquidity of the holding rather than your income or credit history.

Non-recourse means the pledged securities are the lender's only recourse. If the loan is not repaid, the lender's claim is limited to that collateral — your other personal and business assets are not pledged and are not exposed.

Yes. The shares are pledged as collateral, but you retain ownership, voting rights, and the ability to participate in dividends and potential appreciation throughout the term of the loan.

Because you are borrowing against your shares rather than selling them, the loan itself does not, by itself, create a capital-gain event. Tax treatment depends on your individual circumstances and jurisdiction, so you should confirm the specifics with your own tax advisor before proceeding.

Generally, liquid securities listed on major exchanges. Solutions are available across 195 countries and more than 80 exchanges. The loan-to-value available reflects the quality, liquidity, and trading volume of the specific position. If you hold a liquid, publicly traded stock, there's a strong chance it can be evaluated.

The amount depends on the security and its profile — more liquid, widely traded holdings typically support a higher loan-to-value than thinly traded ones. We provide indicative terms specific to your position after a brief review.

Indicative terms are often available within 24 hours of submission, and funding typically occurs within 3–14 days depending on the loan type and the security involved.

There are no upfront fees. Because the loan is based on the collateral you pledge, no personal or business credit, income verification, tax returns, or personal guarantee are required.

Discretion is central to how we work. Engagements are handled confidentially and professionally from the first conversation through funding and the life of the loan.

You make interest payments over the agreed term. When the loan is repaid, the pledge over your securities is released and unrestricted control of the position returns to you.

Absolutely. We frequently work alongside clients' advisors, keeping the client's objectives at the center of the conversation. If you'd prefer to start the discussion with your advisor present, that's welcome.